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COMMERCIAL MORTGAGES AND MOST FORMS OF BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

Can we make a significant reduction on your existing life insurance premiums?

 

If you can answer YES to this next question you could be significantly overpaying for your existing life cover policy

 

Have you quit smoking at least 12 months ago?

 

Life insurance companies may re-assess you as a non-smoker after quitting smoking for as little as 12 months and it is possible that your premiums would drastically reduce.

 

Here's an example:

Mr A smith Current age 35

Occupation: Teacher Requiring £150,000 level term and critical illness insurance until age 65 with guaranteed premiums

As a smoker he would pay at least £122.90

As a non-smoker he would pay as little as £69.73

His saving per month would be £53.17

The savings over a year would be £638.04

The savings over the life of the policy would be £19,141.20 Prices correct at December 2009